Personal secured Loans
works for you
Live your dreams!
How It Works
If you have funds in one of our Savings Accounts, you can use that those funds as collateral to borrow with us. These loans borrow against the value of money in the account of your choosing. Not only are these loans less strict, but they can help you build your credit too!
- Fixed interest rate as low as 2.25% – See our current rates
- Great loan to help build credit
- No application fees
- No prepayment penalties
- Sign up for auto draft and receive a .25% discount on your loan
- Manage your loan payments through our online banking and mobile app
What You Need
- Be a Community First Fund Credit Union Member
- Have the requested amount in the account you decide to borrow against
- Undergo eligibility check by our team
- Documents, such as proof of income or tax returns, as requested by our team
- Must have the requested amount in the account you decide to borrow against.
- The balance of the account borrowed against must not fall below the outstanding balance of your loan.
- Rate and approval are subject to change based on amount requested.
Other Personal loan Products
Open your account
You can open your account online at any time! Or stop by our branch and we will help get you started in person.
Community First Fund Credit Union offers both Secured and Unsecured Personal Loans. Giving you the freedom to live your dreams!
Our easiest spending account. Built for everyone. Especially YOU. No minimum balance, no fees, and no problems with our Personal Checking Account.
The foundation to your Community First Fund Credit Union membership. With a low minimum balance and competitive interest rates, it's a first step on the path to financial wellness.
Community First Fund Credit Union offers a Business Checking Account with no minimum balance, no fees… and no stress! It's the perfect business banking solution.
Community First Fund Credit Union offers Small Business Loans to help accelerate your growth. We'll help you reach your goals!