Our Current

Rates

 

 

we’re known for 
competitive rates.

DEPOSIT ACCOUNTS
LOAN PRODUCTS

Checking Accounts

ACCOUNT TYPE

MINIMUM
BALANCE

FEES

RATE

APY*

Basic
Checking

$0

No fees

0.00%

0.000%

Premier
Checking

$1000

$5 fee if account goes below $1,000 (Monthly)

0.10%

0.100%

Senior
Checking

$0

No fees

0.03%

0.030%

Business
Checking

$0

No fees

0.00%

0.000%

Business Premier
Checking

$1500

No interest if balance goes below minimum

0.10%

0.100%

Savings Accounts

ACCOUNT TYPE

MINIMUM
BALANCE

FEES

RATE

APY*

Regular Savings

$5 to open account, $25 to receive dividends

$2 if below $5 (Monthly)

0.50%

0.500%

Holiday Savings

$10

$2 if below $5 (Monthly)

0.50%

0.500%

Business Savings

$5 to open account, $25 to receive dividends

$2 if below $5 (Monthly)

0.50%

0.500%

Youth Savings

$5

$2 if below $5 (Monthly)

0.50%

0.500%

Money Market

BALANCE

MINIMUM
BALANCE

FEES

RATE

APY*

$250.00 - $9,999.99

$250

No interest if balance goes below minimum

0.50%

0.500%

$10,000.00 - $24,999.99

$10,000

Bumps down to lower rates

0.50%

0.500%

$25,000.00 - $49,999.99

$25,000

Bumps down to lower rates

0.50%

0.500%

$50,000 - $99,999.99

$50,000

Bumps down to lower rates

0.50%

0.500%

$100,000.00 - $249,999.99

$100,000

Bumps down to lower rates

0.50%

0.500%

Term Certificates

TERM

MINIMUM
BALANCE

FEES

RATE

APY*

6 Month

$500

30 Days of Interest Penalty Charge

0.75%

0.750%

12 Month

$500

30 Days of Interest Penalty Charge

1.00%

1.000%

18 Month

$500

30 Days of Interest Penalty Charge

1.25%

1.250%

24 Month

$500

30 Days of Interest Penalty Charge

2.50%

2.500%

36 Month

$500

90 Days of Interest Penalty Charge

2.60%

2.600%

$10,000

2.60%

2.600%

$50,000

2.60%

2.600%

$75,000

2.60%

2.600%

48 Month

$500

90 Days of Interest Penalty Charge

2.65%

2.650%

$10,000

2.65%

2.650%

$50,000

2.65%

2.650%

$75,000

2.65%

2.650%

60 Month

$500

90 Days of Interest Penalty Charge

2.70%

2.700%

$10,000

2.70%

2.700%

$50,000

2.70%

2.700%

$75,000

2.70%

2.700%

*APY=Annual Percentage Yield. Rates are subject to change at any time without prior notice.

New Vehicle Loans

TERM

MAXIMUM AMOUNT*

APR AS LOW AS*

OTHER REQUIREMENTS

12 Month

$50,000

2.5%

2020 model or newer and fewer than 500 miles

24 Month

$50,000

2.25%

2020 model or newer and fewer than 500 miles

36 Month

$50,000

2.5%

2020 model or newer and fewer than 500 miles

48 Month

$50,000

3%

2020 model or newer and fewer than 500 miles

60 Month

$50,000

3.5%

2020 model or newer and fewer than 500 miles

72 Month

$50,000

3.75%

2020 model or newer and fewer than 500 miles

Used Vehicle Loans

TERM

MAXIMUM AMOUNT*

APR AS LOW AS*

OTHER REQUIREMENTS

12 Month

$30,000

4.75%

Up to 15 Model Years back

24 Month

$30,000

5%

Up to 15 Model Years back

36 Month

$30,000

5.75%

Up to 10 Model Years back

48 Month

$30,000

6%

Up to 10 Model Years back

60 Month

$30,000

6.75%

Up to 10 Model Years back

72 Month

$30,000

7%

Up to 10 Model Years back

Personal Loans

LOAN TYPE

MAXIMUM AMOUNT*

APR AS LOW AS*

MAXIMUM TERM

Personal Secured Loan

$25,000

2.25%

60 Months

Personal Unsecured Loan

$25,000

8.25%

60 Months

Overdraft Protection LOC**

$5,000

11%

Renews Annually

*APR=Annual Percentage Rate. Rates may change based on credit eligibility, LTV, loan amount, and loan term. Rates are subject to change at any time without prior notice.
**Enrollment required. Enrollment approval based on eligibility check.

top services

Personal checking icon

Personal checking

Our easiest spending account. Built for everyone. Especially YOU. No minimum balance, no fees, and no problems with our Personal Checking Account.

Personal savings icon

Personal savings

The foundation to your Community First Fund Credit Union membership. With a low minimum balance and competitive interest rates, it's a first step on the path to financial wellness.

Business checking icon

Business checking

Community First Fund Credit Union offers a Business Checking Account with no minimum balance, no fees… and no stress! It's the perfect business banking solution.

Open your account

You can open your account online at any time! Or stop by our branch and we will help get you started in person.

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