Share Certificates

Lock In
Higher Savings






Flexible Options 
to Save the way you want.

Build your savings in the short-term or long-term with our Share Certificates.

How It Works

  • Competitive interest rates
  • Terms range from 6 to 60 months
  • Minimum deposit $500 for all terms
  • Higher rates on minimum investments of $10,000, $50,000 and $75,000
  • Rate locked for the entire term
  • APY (Annual Percentage Yield) applies to compounded dividends by adding to the certificate
  • Monthly dividend options – Added back to the certificate or posted to the account of your choosing
  • Automatic renewal
  • Option to receive free e-statements
  • Account management with our easy-to-use online banking services
  • Manage your finances on the go with our advanced mobile app
  • Your money is secure and federally insured up to $250,000 by NCUA

What You Need

  • $500 minimum initial deposit
  • Must be a Community First Fund Credit Union member

Important Details

  • Maturity notices mailed approximately 30 days in advance
  • Early withdrawal penalties will apply if the account is closed prematurely
  • Certificate secured loans available – avoids penalty for early withdrawal

Other Savings Account Products






Open your account

You can open your account online at any time! Or stop by our branch and we will help get you started in person.

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