Share Certificates
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Flexible Options
to Save the way you want.
Build your savings in the short-term or long-term with our Share Certificates.
How It Works
- Competitive interest rates
- Terms range from 6 to 60 months
- Minimum deposit $500 for all terms
- Higher rates on minimum investments of $10,000, $50,000 and $75,000
- Rate locked for the entire term
- APY (Annual Percentage Yield) applies to compounded dividends by adding to the certificate
- Monthly dividend options – Added back to the certificate or posted to the account of your choosing
- Automatic renewal
- Option to receive free e-statements
- Account management with our easy-to-use online banking services
- Manage your finances on the go with our advanced mobile app
- Your money is secure and federally insured up to $250,000 by NCUA
What You Need
- $500 minimum initial deposit
- Must be a Community First Fund Credit Union member
Important Details
- Maturity notices mailed approximately 30 days in advance
- Early withdrawal penalties will apply if the account is closed prematurely
- Certificate secured loans available – avoids penalty for early withdrawal
Other Savings Account Products
Open your account
You can open your account online at any time! Or stop by our branch and we will help get you started in person.
top services
Personal Loans
Community First Fund Credit Union offers both Secured and Unsecured Personal Loans. Giving you the freedom to live your dreams!
Personal checking
Our easiest spending account. Built for everyone. Especially YOU. No minimum balance, no fees, and no problems with our Personal Checking Account.
Personal Savings
The foundation to your Community First Fund Credit Union membership. With a low minimum balance and competitive interest rates, it's a first step on the path to financial wellness.
Business Checking
Community First Fund Credit Union offers a Business Checking Account with no minimum balance, no fees… and no stress! It's the perfect business banking solution.
Business Loans
Community First Fund Credit Union offers Small Business Loans to help accelerate your growth. We'll help you reach your goals!