Nuestras Tarifas
Actuales
somos conocidos por
tarifas competitivas.
Cuentas corrientes
ACCOUNT TYPE
MINIMUM
BALANCE
FEES
RATE
APY*
Basic
Checking
$0
No fees
0.15%
0.150%
Senior Checking "suspended"
$0
No fees
0.15%
0.150%
Business
Checking
$0
No fees
0.10%
0.100%
Business Premier
Checking
$1500
No fees
0.25%
Over $5,000: 0.25%
0.250%
Over $5,000: 0.250%
ACCOUNT TYPE | MINIMUM | FEES | RATE | APY* |
Basic | $0 | No fees | 0.15% | 0.150% |
Senior Checking "suspended" | $0 | No fees | 0.15% | 0.150% |
Business | $0 | No fees | 0.10% | 0.100% |
Business Premier | $1500 | No fees | 0.25% | 0.250% |
Cuentas de ahorro
ACCOUNT TYPE
MINIMUM
BALANCE
FEES
RATE
APY*
Personal Savings
$5 to open account, $25 to receive dividends
No Fee
0.50%
0.501%
Business Savings
$5 to open account, $25 to receive dividends
No Fee
0.50%
0.501%
Youth Savings
$1
No Fee
0.50%
0.501%
ACCOUNT TYPE | MINIMUM | FEES | RATE | APY* |
Personal Savings | $5 to open account, $25 to receive dividends | No Fee | 0.50% | 0.501% |
Business Savings | $5 to open account, $25 to receive dividends | No Fee | 0.50% | 0.501% |
Youth Savings | $1 | No Fee | 0.50% | 0.501% |
Cuenta del mercado monetario
BALANCE
MINIMUM
BALANCE
INTEREST RATE NOTES
RATE
APY*
$250.00 - $9,999.99
$250
No interest if balance goes below minimum
3.75%
3.821%
$10,000.00 - $24,999.99
$10,000
Bumps down to lower rates if below balance minimum
3.75%
3.821%
$25,000.00 - $49,999.99
$25,000
Bumps down to lower rates if below balance minimum
4.25%
4.341%
$50,000 - $99,999.99
$50,000
Bumps down to lower rates if below balance minimum
4.25%
4.341%
$100,000.00 - $249,999.99
$100,000
Bumps down to lower rates if below balance minimum
4.25%
4.341%
BALANCE | MINIMUM | INTEREST RATE NOTES | RATE | APY* |
$250.00 - $9,999.99 | $250 | No interest if balance goes below minimum | 3.75% | 3.821% |
$10,000.00 - $24,999.99 | $10,000 | Bumps down to lower rates if below balance minimum | 3.75% | 3.821% |
$25,000.00 - $49,999.99 | $25,000 | Bumps down to lower rates if below balance minimum | 4.25% | 4.341% |
$50,000 - $99,999.99 | $50,000 | Bumps down to lower rates if below balance minimum | 4.25% | 4.341% |
$100,000.00 - $249,999.99 | $100,000 | Bumps down to lower rates if below balance minimum | 4.25% | 4.341% |
Certificados de acciones
TERM
MINIMUM
BALANCE
FEES
RATE
APY*
6 Month
$500
30 Days of Interest Penalty Charge
3.10%
3.148%
12 Month
$500
30 Days of Interest Penalty Charge
3.50%
3.562%
18 Month
$500
30 Days of Interest Penalty Charge
3.60%
3.665%
24 Month
$500
30 Days of Interest Penalty Charge
4.00%
4.081%
36 Month
$500
$10,000
$50,000
$75,000
90 Days of Interest Penalty Charge
3.75%
3.821%
48 Month
$500
$10,000
$50,000
$75,000
90 Days of Interest Penalty Charge
3.75%
3.821%
60 Month
$500
$10,000
$50,000
$75,000
180 Days of Interest Penalty Charge
3.80%
3.873%
TERM | MINIMUM | FEES | RATE | APY* |
6 Month | $500 | 30 Days of Interest Penalty Charge | 3.10% | 3.148% |
12 Month | $500 | 30 Days of Interest Penalty Charge | 3.50% | 3.562% |
18 Month | $500 | 30 Days of Interest Penalty Charge | 3.60% | 3.665% |
24 Month | $500 | 30 Days of Interest Penalty Charge | 4.00% | 4.081% |
36 Month | $500 $10,000 | 90 Days of Interest Penalty Charge | 3.75% | 3.821% |
48 Month | $500 | 90 Days of Interest Penalty Charge | 3.75% | 3.821% |
60 Month | $500 | 180 Days of Interest Penalty Charge | 3.80% | 3.873% |
*APY=Tasa Anual Equivalente. Tarifas sujetas a cambios en cualquier momento sin previo aviso.
Préstamos para vehículos nuevos
TERM
MAXIMUM AMOUNT*
APR AS LOW AS*
OTHER REQUIREMENTS
12 Month
$50,000
7.25%
2023 model or newer and fewer than 500 miles
24 Month
$50,000
7.25%
2023 model or newer and fewer than 500 miles
36 Month
$50,000
7.25%
2023 model or newer and fewer than 500 miles
48 Month
$50,000
7.50%
2023 model or newer and fewer than 500 miles
60 Month
$50,000
7.75%
2023 model or newer and fewer than 500 miles
72 Month
$50,000
7.75%
2023 model or newer and fewer than 500 miles
TERM | MAXIMUM AMOUNT* | APR AS LOW AS* | OTHER REQUIREMENTS |
12 Month | $50,000 | 7.25% | 2023 model or newer and fewer than 500 miles |
24 Month | $50,000 | 7.25% | 2023 model or newer and fewer than 500 miles |
36 Month | $50,000 | 7.25% | 2023 model or newer and fewer than 500 miles |
48 Month | $50,000 | 7.50% | 2023 model or newer and fewer than 500 miles |
60 Month | $50,000 | 7.75% | 2023 model or newer and fewer than 500 miles |
72 Month | $50,000 | 7.75% | 2023 model or newer and fewer than 500 miles |
Préstamos para vehículos usados
TERM
MAXIMUM AMOUNT*
APR AS LOW AS*
OTHER REQUIREMENTS
12 Month
$30,000
7.50%
Up to 15 Model Years back
24 Month
$30,000
7.50%
Up to 15 Model Years back
36 Month
$30,000
7.50%
Up to 10 Model Years back
48 Month
$30,000
7.75%
Up to 10 Model Years back
60 Month
$30,000
8.00%
Up to 10 Model Years back
72 Month
$30,000
8.00%
Up to 10 Model Years back
TERM | MAXIMUM AMOUNT* | APR AS LOW AS* | OTHER REQUIREMENTS |
12 Month | $30,000 | 7.50% | Up to 15 Model Years back |
24 Month | $30,000 | 7.50% | Up to 15 Model Years back |
36 Month | $30,000 | 7.50% | Up to 10 Model Years back |
48 Month | $30,000 | 7.75% | Up to 10 Model Years back |
60 Month | $30,000 | 8.00% | Up to 10 Model Years back |
72 Month | $30,000 | 8.00% | Up to 10 Model Years back |
Préstamos personales
LOAN TYPE
MAXIMUM AMOUNT*
APR AS LOW AS*
MAXIMUM TERM
Personal Secured Loan
$25,000
4.00%
60 Months
Personal Unsecured Loan (0-36 months)
$25,000
13.00%
36 Months
Personal Unsecured Loan (37-48 months)
$25,000
13.00%
48 Months
Personal Unsecured Loan (49-60 months)
$25,000
13.25%
60 Months
Overdraft Protection LOC**
$5,000
13.75%
Renews Annually
LOAN TYPE | MAXIMUM AMOUNT* | APR AS LOW AS* | MAXIMUM TERM |
Personal Secured Loan | $25,000 | 4.00% | 60 Months |
Personal Unsecured Loan (0-36 months) | $25,000 | 13.00% | 36 Months |
Personal Unsecured Loan (37-48 months) | $25,000 | 13.00% | 48 Months |
Personal Unsecured Loan (49-60 months) | $25,000 | 13.25% | 60 Months |
Overdraft Protection LOC** | $5,000 | 13.75% | Renews Annually |
Préstamos hipotecarios
TERM
MAXIMUM TERM
APR AS LOW AS*
Other Requirements
3-5 Years
60 Months
8.50%
Eligibility Check Required
6-10 Years
120 Months
8.75%
Eligibility Check Required
11-15 Years
180 Months
9.00%
Eligibility Check Required
16-20 Years
240 Months
9.00%
Eligibility Check Required
TERM | MAXIMUM TERM | APR AS LOW AS* | Other Requirements |
3-5 Years | 60 Months | 8.50% | Eligibility Check Required |
6-10 Years | 120 Months | 8.75% | Eligibility Check Required |
11-15 Years | 180 Months | 9.00% | Eligibility Check Required |
16-20 Years | 240 Months | 9.00% | Eligibility Check Required |
Línea de crédito hipotecario
Product | APR AS LOW AS++ | Notes | Other Requirements |
Home Equity Line of Credit | 9.25% | Contact our local branch for additional details. | Eligibility Check Required |
*TAE = Tasa Anual Equivalente. Los tipos pueden variar en función de la elegibilidad crediticia, la relación préstamo-valor, el importe y el plazo del préstamo. Tarifas sujetas a cambios en cualquier momento sin previo aviso.
**Se requiere inscripción. Aprobación de la inscripción basada en la comprobación de la admisibilidad.
++La TAE es exacta a partir del 8/6/2024 y variable en función del tipo preferente del Wall Street Journal, más un margen en función de la puntuación crediticia.
servicios superiores
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