create transformational change with
Transformational deposits
Support Economic Justice
through Philanthropic Investment
Support the Effort for Transformational Change in Our Community
Credit unions traditionally generate their capital through the deposits of their members. However, our focus on low-income memberships means that our accounts generate lower capital than traditional financial institutions. Transformational Deposits are deposits that contribute to our capital with a philanthropic intent. They earn less interest than the traditional products we offer our members – but your money is helping to transform the financial futures of our neighbors.
SHARE CERTIFICATE
MONEY MARKET ACCOUNT
Description
Credit Union equivalent of a bank certificate of deposit.
Hybrid checking and Savings Account with up to 6 withdrawals per month.
Minimum Deposit
$1,000
$1,000
Term
12, 24, 36 or 60 Months
Demand Deposit Account
Rates (APR/APY)
0.10%
0.10%
Interest Earnings Options
Paid out monthly, annually, or quarterly
OR
Reinvested as principal
OR
Donated to the Credit Union as Capital
Paid out monthly, annually, or quarterly
OR
Reinvested as principal
OR
Donated to the Credit Union as Capital
Federal Insurance
Up to $250,000 per depositor
Up to $250,000 per depositor
SHARE CERTIFICATE | MONEY MARKET ACCOUNT | |
Description | Credit Union equivalent of a bank certificate of deposit. | Hybrid checking and Savings Account with up to 6 withdrawals per month. |
Minimum Deposit | $1,000 | $1,000 |
Term | 12, 24, 36 or 60 Months | Demand Deposit Account |
Rates (APR/APY) | 0.10% | 0.10% |
Interest Earnings Options | Paid out monthly, annually, or quarterly | Paid out monthly, annually, or quarterly |
Federal Insurance | Up to $250,000 per depositor | Up to $250,000 per depositor |
top services
Personal Loans
Finanta Credit Union offers both Secured and Unsecured Personal Loans. Giving you the freedom to live your dreams!
Personal checking
Our easiest spending account. Built for everyone. Especially YOU. No minimum balance, no fees, and no problems with our Personal Checking Account.
Personal Savings
The foundation to your Finanta Credit Union membership. With a low minimum balance and competitive interest rates, it's a first step on the path to financial wellness.
Business Checking
Finanta Credit Union offers a Business Checking Account with no minimum balance, no fees… and no stress! It's the perfect business banking solution.
Business Loans
Finanta Credit Union offers Small Business Loans to help accelerate your growth. We'll help you reach your goals!